MANDIRI BANK NON PERFORMING LOAN RAISES TO 2.89% WORSEN THAN LAST YEAR

In the first quarter, mandiri bank, stated owned corporation reported the increasing of non performing loan to 2.89% higher than the same period of last year which is 1.81%. 

According to  kartika wirjoadtmodjo, presdir of manidir bank, The net NPL recorded 0.85 percent from 0.53 percent a year ago. Meanwhile, consolidated gross NPL was recorded 3.18 percent in the first quarter of 2016 from 2.27 percent in the first quarter, 2015.

The increasing of NPL is much caused by mandiri syariah  bank which listed 6% of its npl making the aggregate NPL for mandiri bank in general is higher. 

To anticipate the high NPL, the bank prepares for better special asset management to handle well the hiking trend of NPL. Besides, early warning system and portofolio system are more focused to anticipate the customers problem of how they are capable to pay for the loan. There is a more serious approach based on region  to monitor disciplinely the loan system like wise the capability to manage the loan well.